• Retail Banking
• Wajaha Banking
• Private Banking
• Johara Banking
• Business Banking
• Corporate Banking
• Investment Banking
• Real Estate finance
• Contracting finance
• Sharia Board

• Online Banking
• Mobile & SMS Banking
• Phone Banking
• Express Banking
• e-Statement
• Investor Relations

Sharia Board

Scholars of high repute with extensive experience in law, economics and banking systems and specialising in law and finance as prescribed by Islamic Sharia make up the DIB’s Fatwa & Sharia Supervision Board. The Board is appointed by the bank’s General Assembly and ranks above the Board of Directors. The Sharia Board supervises the development and creation of innovative Sharia-compliant investment and financing products and services. The Board is empowered to issue fatwas on any matter proposed to it by different business units of the bank. The Sharia auditors ensure that all the transactions are carried out in strict compliance to Islamic principles of banking. This framework along with a stringent compliance to rules has made DIB the pioneering organization to practice Islamic finance in true letter and spirit. The very name DIB has come to signify innovation, financial dynamism, leadership and above all a complete assurance that all the transactions are free from riba (interest).