Al Islami Current Account

Dubai Islamic Bank has earned its reputation as the global leader in Islamic banking through innovative products and services developed through a deep understanding of customer needs. Our unique Al Islami Current Account is a fully Sharia-compliant facility. It is a product with several features developed specially for your banking needs making it a convenient day-to-day checking account.

Unique features and benefits:

  • Opening balance of AED 500 with salary transfer* and AED 3,000 for others.
  • Free Al Islami Debit Card with daily cash withdrawal limit of AED 7,000 (from DIB ATMs only) and daily purchase limit of AED 7,000.
  • The Al Islami Debit Card is accepted for purchases at over 27 million shopping outlets and for cash withdrawals at more than 1 million ATMs around the world.
  • Unlimited teller transactions**.
  • Free monthly statement of account.
  • Free Cheque Book***.
  • Free Electronic Banking Services including Phone Banking, Online Banking, ATMs and Cash/Cheque Deposit Machines.
  • Mobile Banking Service.
  • Free Utility Bill Payment facility (DEWA, SEWA, FEWA)
  • Free Etisalat/du Bill Payment Facility
  • Free Salik Recharge Facility
  • Free Account E-Statement

Fees: A maintenance fee of AED 25 per month is applicable on all Al Islami Current Accounts. However, you can enjoy the benefits of a Current Account at no cost, provided you meet any one of the following criteria:

  1. If you maintain a minimum average balance of AED 5,000 per month in your Al Islami Current Account.
  2. If your Current Account is linked to an Investment Deposit (where the Current account is the principal liquidation account for the Investment Deposit).
  3. If you have an additional financing product from Dubai Islamic Bank (Auto Finance, Personal Finance or Home Finance and the Current account is the repayment account).
  4. If you subscribe to Al Islami Takaful Savings Program and the contribution is paid from the account.
  5. If you maintain an Al Islami Private Banking relationship with Dubai Islamic Bank.

Easy hassle-free documentation:

  • Customer must be aged 21 Gregorian years or above.
  • Original valid passport with residence visa (for non UAE nationals).

To open an Al Islami Current Account, visit any Dubai Islamic Bank branch today or call +971 4 609 2222.

* Salary certificate from the employer has to be provided

** First transaction is free every month. All subsequent transactions will be charged AED 10 per transaction up to a maximum of AED 50 per month. (Transactions include cash deposit/cash withdrawal/cheque withdrawal)

*** First Cheque Book is free, AED 10 will be charged for subsequent 25 leaves Cheque Book