• Retail Banking
• Wajaha Banking
• Private Banking
• Johara Banking
• Business Banking
• Corporate Banking
• Investment Banking
• Real Estate finance
• Contracting finance
• Sharia Board

• Online Banking
• Mobile Banking
• Phone Banking
• SMS Banking
• e-Statement
• Investor Relations

AL ISLAMI CREDIT CARDS

Welcome to the world of Al Islami Credit Cards. This Sharia-compliant Credit Card is designed to cater to your unique financial needs, combining modern-day convenience with worldwide acceptance and a host of special privileges. You can be assured that your Card conforms fully to Islamic Sharia and is free from 'Riba' or interest and any other un-Islamic charges like over limit fees.

As a Card member, you will enjoy these special privileges:

• Wala’a Dirhams*: Easy to earn. Easy to spend.
Introducing Wala’a Dirhams. A loyalty program for all Al Islami Credit Card members that offers you huge benefits and savings. You earn Wala’a Dirhams every time you spend with your Al Islami Credit Card. You can redeem your Wala’a Dirhams to pay utility bills, or get gift vouchers and cut down on your day-to-day expenses

• Travel Desk*: Travel in style
You enjoy a host of benefits from discounts, free delivery of tickets, chauffeur driven airport transfers, use of airport lounges and Marhaba services, when you book airline tickets through the Al Islami Travel Desk using your Al Islami Credit Card.

• Road-side Assistance*: Help is always at hand
With your Al Islami Credit Card you get road-side assistance in case of emergencies. You can also avail other benefits like annual vehicle registration, discounted International Driving License etc.

• Purchase Protection*: Shop with peace of mind
Go ahead and shop at ease. All goods purchased using your Al Islami Credit Card are protected against theft and damage for a period of 60 days from the date of purchase.

• Personal Accident & Travel Insurance*: Pack your worries away
You can now travel with complete peace of mind as you get free, Sharia-compliant Travel Insurance benefits. This takes cares of any emergencies, loss of baggage, flight delays, emergency medical cover etc.

• Easy Credit Card Payments: Many ways to repay
Paying your Credit Card bill is easy and convenient. We have facilitated a number of ways for you to make your payment including account transfer, over-the-counter, by cheque, through the ATM, phone or internet.

• Electronic Banking Services: 24-hour banking convenience
Conduct banking transactions anytime, anywhere through our Electronic Banking Services. These include Al Islami Online Banking, Mobile Banking and Phone Banking available round-the-clock, 24 hours a day.

Other unique features of your Al Islami Credit Card include:

• Pay Minimum: Only pay the minimum amount each month
• Global Acceptability: Accepted at over 27 million outlets worldwide
• 80% Cash Withdrawal Limit: Withdraw cash from ATMs and designated branches globally